Sunday, June 28, 2009

Buying Life Insurance

Conventional wisdom says that life insurance is sold, not purchased. In other words, some people are reluctant to discuss the importance of owning life insurance, and others are simply unaware of the need to have life insurance. Although many large companies provide life insurance as part of their benefits package, this coverage may be insufficient.

Who needs life insurance? If there are individuals who depend on you for financial support, or if you work at home providing your family with such services as child care, cooking, and cleaning, you need life insurance. Older couples also may need life insurance to protect a surviving spouse against the possibility of the couple's retirement savings being depleted by unexpected medical expenses. And individuals with substantial assets may need life insurance to help reduce the effects of estate taxes or to transfer wealth to future generations.

1 komentar:

commercial insurance on May 9, 2011 at 3:55 AM said...

There are individuals that are still ignorant about the usage of having an insurance policy. Just like other requirements of life insurance is also must to overcome the uncertainties that occurs in life. You have also provided so many good points in favor of insurance policy that I appreciate.

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